TABLE OF CONTENTS
INTRODUCTION ...page 1
COVER PAGE ...page 3
PREFACE ...page 4
ACKNOWLEDGEMENTS ...page 6
TABLE OF CONTENTS ...page 7

I. TAKING CONTROL FROM THE BEGINNING ...page 21
Dealing With the Dangers of Indecision
Ambivalence is Not a Mythical Beast
The Science of Site Selection
Using Site Selection Techniques
The Six Most Important City Selection Factors
Job Availability
Climate/Environment
Entertainment/Leisure
Cost of Living
Social Life/Personal Safety
Children's World
Sample City Evaluator
Sample City Evaluator Notes
Budgeting Your New Location
Drafting Your Decision/Action Timetable

II. FAMILY ISSUES ...page 36
Psyching Up the Whole Family for Change
Time Out for the Day School Dance
Anticipating Children's Concerns
When a Move is Not Decided / Separation Questions / Tips
and Traps for Parents / When It May be Right to Leave an
Older Child Behind
The "Trailing Spouse" Syndrome
Solving the Dependent Relative Dilemma
How to Help-A Check List / Financing Exotica to the Rescue
Health Hurdles
Of Pets and Pitfalls
Paws on the Road


III. ALTERNATIVES ...page 60
Relocation Strategies for Getting Your Feet Wet
Without Getting In Over Your Head
Alternative Possibilities:
The Commute Move / Relocation Research Vacation /
Homesharing / The Trial Move-The In's and Out's of Home
Trades and Term Rentals / Renting Your Home Unfurnished
The Nuts and Bolts
Getting Your Home Ready / Marketing Your Term Rental or
Trade / Finding Accommodations / Follow-Up / Credit Checks
and References / Written Agreements / Leave Behind Check
Lists

IV. FENDING OFF MR. TAXMAN ...page 85
The Good News and the Bad News
Deductions, Deductions, Deductions
Job Hunting Deductions
Traps and Strategies for Unusual Job Situations
Health-Related Deductions
Moving Expense Deductions
Deduction Tests / "Trial Move" Pitfalls / The "Commute
Move" Quandary / What You Can Deduct / Reimbursement Income
/ Filing Date
Change of Address, Payment Coupons and Refunds
State Deductions
The Homeowner's Hip Hop Tax Dance
The Home Purchase-Mr. Taxman Applauds the Kickoff
Low Income and First Time Homebuyer's Goody / Lender's
Origination Fees
The Old Home Sale-the IRS Gives a Flourish of Trumpets
Capital Gains Preferential Treatment / The Home Replacement
Tax Deferment / Some Home Replacement Terms You Need to
Know / Home Replacement Rollover Tests / Other Homeowner
Sales Deductions / The Installment Sale / Conversion of
Home to Rental Property
The Over 55 Exclusion-And Now... a $125,000 Salute!
Strategies for Homeowners-Some Cautionary Tales
State Deductions
Further Information

V. EMPLOYMENT CONSIDERATIONS ...page 110
Long Distance Job Hunt Strategies
Budgeting / Three Scenarios / Job Search Tactics
Negotiating Your Best Deal With Your Employer
Getting Yours and "Reasonable" Requests / Transferee and
New Hire Bargaining Points / Spousal Assistance / Note to
Retirees, "Rightsizing" Victims and Resignation Candidates
/ Pension Plan Distributions-New Requirements

VI. GIVING UP THE OLD HOMESTEAD ...page 122
Dealing With the Leviathan Landlord
Moving Out Before Your Lease Is Up / Move-Out Notice /
Subleasing / "Key" Money / Clean Up Tips / Move-Out Inspection / Delayed Deposit Refund Strategies
Putting Your House on the Market
Doing the Hot Market/Soft Market Shuffle / Seller's Remorse
/ Timing Your Sale / Sample Trend Indicator / Selling It
Yourself vs. Using an Agent / Commissions / Selecting an
Agent / Bonus Programs and Services / Discount Agencies
Points to Cover When Interviewing Prospective Agents
Listing Presentations-Your Inside Track to Marketing
Know-How
Setting Listing Price and Terms / The Seller's Property
Disclosure Form-Friend or Foe? / Length of Time for a
Listing
Traps to Watch Out for When Previewing the Contract
The Other Experts on Your Sales Team
Seller's Inspections-Are They Worth the Money?
To Fix or Not to Fix
Open House Tips
Offer, Offer, Who's Got an Offer?
Evaluating Competing Offers / Backup Offers
The Escrow Timetable-Avoiding Last Minute Surprises
What To Do If You Have to Move in Two Weeks and
Your Home Hasn't Sold Yet
Finding Out Why-a Diagnostic Tool
Fast Move/Slow Market Options
Company Buyout / Leaving It on the Market / Limited Term
Rental / Seller Financing with Installment Sales and
Carrybacks / Lease Options / Auctions / Deep Discount,
Lender Workout or Deed in Lieu of Foreclosure

VII. YOUR PLAN AHEAD STRATEGY ...page 177
Establishing a Preliminary Forwarding Address
A Change of Address Do-It-Yourself Kit / Mail Forwarding
Alternatives
Letting People Know
Organization Basics-Three Steps
Follow the Yellow Page Road
Schools / Adult Education / Health / Insurance /
Entertainment / Public Transportation / Utilities / Taxes
/ Home Finding Agencies / Furnished Rentals / Jobs /
Libraries
The Newspaper Check List
Job and Business Info / Neighborhood Coverage / Calendars
of Events / Homefinding / Home Fairs, Expos and Seminars /
Cost of Living
Treasure Hunt Helpers
Chambers of Commerce / Real Estate/Rental Agencies / Real
Estate/Rental Photo Magazine Advertisers
Overseas Options
Dollar Basics-Deciding What to Spend
Determining Market Value The Appraiser's Big Three / Size / Condition / Fixer-uppers
/ The Gold-Plated Bathroom / New vs. Existing Homes /
Single Family, Condo/Co-op, Duplex / Floorplan / Style /
Landscaping / Location, Location, Location / Five Emotional
Neighborhood Value Indicators
The Three Maps You Absolutely Must Have

VIII. FINDING THE NEW HOMESTEAD ...page 218
Tried and True Methods for Finding the Perfect Rental
Temporary Quarters / Long Term Rentals
Rental Agents, Buyer's Agents, and Other Helpful Souls
Rental Agent / No Agent / Traditional Agent (Subagent) vs.
Buyer's Agent / Discount Agent
Mounting a No-Fear Attack on Financing
The Myths of Mortgage / The "Pre-Qual" / Choices, Choices,
Choices-Rates, Loan Programs, Length of Loan,
Documentation, Turnaround Time, Ratios, Adjustable Loans,
Loan Caps, Negative Amortization / Below Market Rate Loans
/ Six Steps to Savvy Loan Shopping
Little Details to Sell Yourself to Prospective
Landlords and Lenders
Credit Checks / Referral Letters / Children's Photos / Pet
Resume
Cutting Vehicle Red Tape
Vehicle Requirements Check List / Overseas Considerations

IX. THE NEW NEST ...page 244
The One-Week Homehunting Blitz Trip
Advance Reconnaissance / Scheduling Specifics / Effective
Hanging Around
Credit Record Redox
Negotiating the Super Sweet Rental Deal
Soft Market Guidelines / Regular Market Guidelines
Down and Dirty Bargain Hunting for Renters and Buyers
The Far Out Fixer Upper / The "Over" Improved Home / The
New Built / "Up-and-Coming" Neighborhoods / The Savvy
Investor's Neighborhood Check List / Auctions / Probates,
Foreclosures and Corporate-Owned Properties / Owner
Motivators
Renter's Follow-Up Strategies
Move-In Challenges / Getting Insured
Buyer's Follow-Up Strategies
Calling in the Cavalry-Pre-Purchase Property Inspections
/ Advanced Negotiations and Alternative Financing Tactics
/ Buyer's Remorse / Making Your Close Happen
What to Do if You Start Work Tomorrow and
You Still Don't Have a New Home

X. MOVING COMPANY TIPS AND TRAPS ...page 287
The Two Basic Questions Calculating Costs With the Steiner Furniture Check List
Deciding What to Leave Behind
The One-Fell-Swoop, i.e., Clyde's Method / The Sneak-Up-On-
`Em-in-Small-Forays, i.e., Shari's Method / The Household
Hazardous Waste Hurdle
What's Moving Going to Cost?
The Five Elements of Cost
How Much Stuff / How Far You're Moving / Tricky Stuff /
Tricky Locations / Physical Work Involved
Weighing Move-It-Yourself Options
Pro/Con Arguments / Selection Criteria
Moving Company Profiles
Selection Interviewing Tips
General Impression / Rates / Packing Charges / Payment
Policy / Important Services / Estimating Policy / Discounts
/ Timeframe / Insurance / Storage in Transit / Alternative
Shippers
Nailing Down the Best Contract
Alternate Shipping Possibilities
Air Cargo / Auto Transport / Freight Consolidating /
Freight Forwarding / Mailing Services / Packaging Services
/ Packing & Crating Services / Rail Companies / Steamship
Companies and Cruise Lines / Trucking / UPS Ground / U.S.
Third Class Mail and Parcel Post

XI. HOW TO ARRIVE WITH YOUR AUNT SALLY'S TEAPOT
AND YOUR SANITY INTACT ...page 321
Packing Strategies
Pack Kids and Pets First / The Moving Company Does It /
Packing-It-Yourself Options / Packing Materials
Organization
General Guidelines / Work Assignments / Pacing Yourself /
Priorities / Box Preparation / Self-Packing Containers /
Heavy Items / Tools / Breakables / Flat Items / Telephone
Books / Clocks / Clothing / Drapes / Carpets / Large
Appliances / Small Appliances / Electronic Equipment
(Fragile Equipment) / Medicine and Food Containers / Plants
Van Loading
My Take-It-With-Me-Tote-a Check List
Trip Tips
Safety Check List / Avoiding the Kids' "Are We There Yet?"
Dirge
Unloading and Checking for Damage
When to Tip
Unpacking and Claims that Get Results

XII. SETTLING IN ...page 349
Five Calls You Absolutely Must Make Within 24 Hours of
Moving In Child Customizing from Day One
Pet Customizing, Too
And the Fun Part... Customizing for You
A Basic Kitchen Starter Kit
Bargain Hunting
Catalogs
Child's School
When to Worry
Your New Job
Build Knowledge / Build Commitment / Take Action
Your New Local Telephone Book
The Housewarming Party

XIII. YOUR COUNTDOWN MOVING TIMETABLE ...page 365
A Check List of What to Do When

XIV. APPENDIX ...page 381
A. Fill-in Evaluator Charts
City
Seller's Real Estate Agent
Buyer's Real Estate Agent
Neighborhood
Home
Loan
Moving Company/Other Options
B. Check Lists
Alternate Move:
Home Trade Move-In/Move-Out Check List (Intervac)
Utility/Emergency/Fun People Name/Telephone List
Fun Things to Do List
Bill Tracking List
Change of Address Check List
Renter's Move-In/Move-Out Property Condition Check List
Escrow Timetable and Check List
Steiner's Furniture Check List
Household Hazardous Waste List
C. Contact & Resources-A Listing of National and
International Information and Contact Sources
Alternative Move Lead Sources
Directories, Exchange Clubs, Student/Work Exchange Clubs,
Short Term Rental Networks
Consumer Economic Assistance
Non-Profit Consumer Credit Counseling, Overseas Banking,
Credit Check Issuers, Tax Information
Family and Health Services
National Adult Education Course Networks, Health Support Groups and Resources, Parenting Publication Networks,
Senior Services and Publications
Home Buying, Renting and Auxiliary Services
Real Estate/Rental Photo Advertising Magazine Chains, Map
Sources
Job Hunt, Business and Entrepreneur Services
Trade/Professional/Job Hunting/Networking Organizations,
Contacts and Publications
Newspapers and Publications
Outdoor and Getaway Information
Relocation and Moving Services
D. Budgeting Basics
Monthly Budget Estimator
Steiner's Quick and Easy Tax Info Recap for Relocators
Job Change/Transfer Deductions
Homeowner's Moving Deductions
IRS Tax Information Publications
The Why's and Wherefore's of Tax Form 3903
Sample Tax Form 8822
Loan Payment Calculator
Loan Qualification Worksheet
Loan Qualification Look-Up Tables
Fixer Upper Budget Estimator
E. Sample Correspondence and Agreements
Sample Alternative Move Correspondence
Potential Occupancy Query Letter
Potential Occupancy Agreement Letter
Personal/Business Referral Letter
Verification of Credit, Income and Employment Form
(with Instructions)
Landlord/Tenant Move-Out/Deposit Refund Agreement
Seller's Property Disclosure
Legal Document Source List

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